Or are my windows just really dirty?
As I was trying to explain to Kolbe what fog was and how it got here, it made me realize I don't know that much about fog other than that it's moisture in the air.
Fog is a cloud in contact with the ground. Fog differs from other clouds only in that fog touches the surface of the Earth. The same cloud that is not fog on lower ground may be fog where it contacts higher ground such as hilltops or mountain ridges.
Fog forms when water vapor in the air at the surface begins to condense into liquid water. Fog normally occurs at a relative humidity of 100%. This can be achieved by either adding moisture to the air or dropping the ambient air temperature. Fog can form at lower humidities, and fog can sometimes not form with relative humidity at 100%